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Featured Content
  • Quantum Computing: As the Future Awaits, The Strides Are Definitive
    Quantum computing is no longer confined to theory or the edges of experimental science - it is rapidly advancing toward practical impact.
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  • IDC
    IDC MarketScape: Worldwide Integrated Bank Payment
    Finacle Payments is an enterprise payments services system that manages end-to-end payments across instrument types, payment schemes, transaction types, custome
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  • Supply Chain Finance
    Today, as businesses seek to make their ecosystems more resilient, Supply Chain Finance (SCF) has emerged as a powerful lever for banks and financial institutions to support clients, while unlocking new revenue streams.
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Featured Content
  • The Future of Core Banking: Business and Technology Evolution
    Our point of view paper, “The Future of Core Banking: Business and Technology Evolution”, serves as a candid and forward-looking benchmark of your institution’s readiness—and a strategic playbook for core modernization.
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  • The Forrester Wave
    Forrester Wave Digital Banking, Q4 2024
    Finacle is best suited for large retail, SMB, and corporate banks who seek a modern, comprehensive, innovative platform with superior support.
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  • Driving Comprehensive Revenue Management
    Discover why revenue management must evolve into a comprehensive, strategic capability. Decode a blueprint to overcome challenges and unlock sustainable monetization.
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Featured Content
  • Shaping Banking’s Next: Banking Technology Trends for 2025 and Beyond
    The banking industry has been balancing disruption and opportunity for several years now, and the pace of change shows no signs of slowing as we move into 2025 and beyond.
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  • Virtual Accounts 2.0: Surpass Conventional Cash Management and Unlock Next-Gen Possibilities
    Virtual Account Management was a groundbreaking shift in the banking landscape, revolutionising use cases like cash concentration, pooling, centralised treasury management, and in-house banking (POBO, ROBO, COBO)
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  • Unlocking Hybrid Cloud
    As banks push forward with their digital transformation agenda, cloud serves as a pivotal enabler. Each bank, at varying stages of adoption, crafts its unique path, dictated by context, regulations, and risk appetite.
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Featured Content
  • Banking on Cloud
    This report from Infosys Finacle delves into the need for accelerating cloud adoption, highlights the current state of the industry, and puts forth key recommen
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  • Omdia Universe | Cloud-based Core Banking
    In the report, Omdia highlights the following key capabilities of leading cloud-based core banking providers:
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Featured Content
  • Royal Bank of Canada Transforms U.S. Banking with Infosys Finacle
    RBC Capital Markets partnered with Finacle to launch a cutting-edge cash management platform for U.S. corporate clients.
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  • Nequi by Bancolombia
    Bancolombia decided to create a digital bank called Nequi to meet the emerging needs of the mobile oriented generation in Latin America.
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  • A Leading Indian Bank Modernizes Revenue Management with Infosys Finacle
    One of India’s top private sector banks partnered with Infosys Finacle to transform its pricing and billing operations.
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Tell us what interests you
Finacle on Cloud
Deploy Finacle’s cloud-native core banking and digital banking solution across private, public and hybrid Cloud environments or as a SaaS deployment. Enable core banking modernization, scalability, and faster digital banking innovation with Finacle on Cloud.
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Finacle Data and AI Suite
Finacle’s Data and AI Suite is a robust, all-encompassing suite of solutions engineered to accelerate your data strategy and AI adoption at scale.
Finacle Data and AI Suite
Finacle Digital Engagement Suite
An advanced omnichannel solution that helps banks – onboard, sell, service and engage – retail, small business and corporate customers.
Finacle Digital Engagement Suite
Finacle Retail Banking
Finacle Retail Banking Solution suite empower banks across 100 countries to achieve comprehensive insight, develop deeper connections, drive continuous innov...
Finacle Corporate Banking Solution Suite
A comprehensive solution suite addressing the trade finance, lending, syndication, payments, origination, treasury, deposits, liquidity management requirements.
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Finacle Is a Global Leader With Multi-Country Expertise, Capabilities and Reach
Branches
Countries
LIVES IMPACTED EVERY DAY
ACCOUNTS RUN ON FINACLE
Digital banking solutions by Finacle showcasing global leadership and multi-country banking expertise

Driven by a Greater Purpose:
Inspiring Better Banking

Finacle is an industry leader in digital banking solutions. We partner with emerging and established financial institutions to Inspire Better Banking. Our cloud-native solution suite and SaaS services help banks of all sizes and personas to Engage, Innovate, Operate, and Transform Better. We are differentiated by our functionally rich solution suite, composable architecture, culture, and entrepreneurial spirit of a start-up. Our parent company, Infosys is a global technology leader with over USD 19.5 billion in annual revenues.

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What Sets Us Apart
Delivering Meaningful Impact For Clients Worldwide
Digital banking solutions helping banks achieve higher returns on assets with Finacle platform
33%
Finacle customers enjoy 33 % higher returns on assets
Finacle customers enjoy 33 %
Digital banking solutions enabling higher returns on capital through Finacle capabilities
19%
Finacle customers deliver 19 % higher returns on capital
Finacle customers deliver 19 %
Digital banking solutions reducing cost-to-income ratio for banks with improved efficiency
3.9%
Finacle customers enjoy 3.9 % points lower cost-to-income ratio
Finacle customers enjoy 3.9 %
Digital banking solutions improving customer service speed and operational performance
19%
Finacle customers realized over 19% improvement in speed of servicing customers.
Finacle customers realized over 19%
Digital banking solutions driving higher digital sales growth for banks and financial institutions
16%
Finacle customers realized over 16% improvement in digital sales.
Finacle customers realized over 16%
Digital banking solutions enhancing customer experience with improved Net Promoter Score
19%
Finacle customers realized over 19% improvement in Net Promoter Score (NPS)
Finacle customers realized over 19%

Five Ways in Which Finacle Is
Inspiring Better Banking

  • Better Technology that helps banks to unlock new possibilities and enrich their customers’ financial lives
  • We help banks to Engage Better with their customers, employees, and partners to drive purposeful growth
  • We empower banks to Innovate Better, create new value, and be more competitive
  • We unlock ways for banks to Operate Better, so that they can reduce costs and be more sustainable
  • We enable banks to Transform Better so that they can stay relevant to evolving market dynamics
Digital banking solutions inspiring better banking through innovation and transformation
Industry Recognition
Market Benchmarking

Client Stories

Innovation Talk with Key Trade Bank
In a recent conversation with Vincent Questiaux, Chief Information Officer of Key Trade Bank, and Puneet Chhahira, Head of Product Management and Marketing at Infosys Finacle, Vincent highlights the bank’s success factors, including its agility, alternative banking approach, and customer-centric innovations such as offering free banking services.

 

 

"Through our collaboration and the expertise of Infosys Finacle, we have developed a stable and future-proof Liquidity Management platform for our clients. The innovative cash pooling portal, equipped with unique self-service..." - Erica Kostelijk, ABN Amro Bank

 

Powering Real-Time Payments in Switzerland: A Landmark in Global Banking Transformation
One of the world’s leading banks modernized its payments in Switzerland using Finacle’s cloud-native platform.
Innovation Talk with DNB
In this Inspiring Better Banking episode, Terje Finholdt, Relationship Director – IT Sourcing, and Nils Pedersen, Engineering Manager at DNB, converse with Manish Jain, Senior Industry Principal at Infosys Finacle.
Why Clients Trust Us

At Bancolombia, we believe in the power of promoting sustainable development through conscious decisions. You have inspired us to continue advancing with technology at the service of people: enhancing our digital channels to provide more human experiences and migrating our subsidiaries to the cloud to respond with agility and responsibility to the future. Thank you to Finacle for accompanying us on this path of purposeful evolution.

Fidel Andres Vargas Londoño, Chief Executive Officer, Bancolombia

We are delighted to be working with Infosys Finacle to create a superior, agile, and scalable core banking system that supports our vision of delivering seamless and connected experiences across every customer touchpoint. As an organisation, we have always held that the future of banking is digital, largely driven by technology and customers’ preference for secure, convenient, and reliable channels. This is the thinking behind our innovation drive and history of firsts, offering best-in-class financial services across Africa. Infosys Finacle’s digital solutions will significantly transform our operations and facilitate our push towards more innovative, responsive banking.

Segun Agbaje, Group Chief Executive Officer, Guaranty Trust Holding Company Plc

We are pleased to have chosen Infosys Finacle due to its established presence in the Philippines, robust solutions suite, and record of reliable delivery in the market. The modernization of our core banking system is an integral part of BankCom’s digital transformation journey as a universal bank in delivering a truly digital banking experience to our clients. It will enable us to operate better, innovate, and keep pace with industry best practices, regulatory requirements, and evolving expectations of the markets we serve, notably the San Miguel Group and SMC ecosystem.

Michelangelo R. Aguilar, President and CEO, Bank of Commerce

Our initiative's unique aspects included the development of Core LITE APIs supported by Infosys - FEEM, which played a crucial role in reducing load on Core Banking - Finacle for Read operations. With this setup we were able to implement CQRS pattern in Core Banking. The API Services were developed over a silver copy of the Finacle DB, replicated through FEEM. This initiative significantly optimized Infra Load and Infra Cost, resulting in faster and lighter APIs for channels. The key performance indicators (KPIs) we achieved include reduced infrastructure load, lower costs, and improved API response times. This project follows ESG standards and qualifies under green coding bucket.

Spokesperson from Emirates NBD

ANB's vision supports Saudi Arabia's Vision 2030 and make the country a global leader in innovation and technology. ANB is accelerating its digital transformation journey to lead in the evolving banking ecosystem. A cornerstone of this journey is the core banking migration, powered by Infosys Finacle’s next-generation, composable banking platform. Built on true microservices design principles, the platform provides us the essential agility, flexibility and resilience needed to excel in today’s dynamic market landscape.

Naif Alharbi, Chief Information Officer, Arab National Bank

We at Chola are delighted to embrace Finacle’s next-generation Treasury solution. This marks a pivotal step in our treasury transformation journey. Managing the growing and diverse liability book including short- and long-term borrowings and the investment portfolio including government securities Liquidity Coverage Ratio (LCR) has been both a challenge and a priority. The Finacle Treasury platform equips us with the tools to address these challenges, improve operational efficiency, and enhance risk management, all while adhering to stringent regulatory frameworks. This transformation strengthens our ability to optimize funding strategies and scale treasury operations in alignment with our growth ambitions.

Ravindra Kumar Kundu, Managing Director, Cholamandalam Investment and Finance Company Limited

Cognizant of rapidly evolving landscape, we recognize that integration of technology is not merely an option but an imperative for growth in the modern financial ecosystem. Our IT strategy serves as the compass guiding our journey toward innovation, efficiency, and resilience. It is the cornerstone of our organizational agility and competitive advantage. We aim for Sustainable business growth with resilient processes and systems enabled by Digital & Human Capital. Further, In partnership with M/s Infosys, Bank has revamped the UI/UX of Bank’s flagship digital product. ”PNB One” which has resulted in Seamless and intuitive experience for Customers and Optimization of Customer Journey Processes ensured frictionless experience, making online Banking Easier and Convenient. Bank has delivered various digital journeys & digital initiatives such as PNB Krishi Tatkal Rin Yojana, Pre-approved Personal Loan, Pre-Approved Business Loan, UPI Lite, Electronic Bank Guarantee, Rinn Setu, Digital execution of locker agreement etc. catering to diverse preferences and changing needs of customers, leading to improved engagement and satisfaction along the entire customer journey thereby strengthening customer loyalty and satisfaction.

Hemant Verma, Chief Technology Officer, Punjab National Bank

Finacle WMS is a state of the art multi entity platform providing Wealth Management features. It has enabled seamless onboarding journey, portfolio consolidation across various asset classes like MF, Equity, Bonds, Insurance, Structures, PMS & Private Equity and more. The product integrates easily with multiple surround systems to help provide advance analytics reports to clients for effective monitoring & review.

Amol Date, Erstwhile Senior Vice President, Digital Product Management, Digital Solutions & Factory, HDFC BANK

At Bank of Sydney, our strategic goal is to become the leading deposit bank in Australia and to drive significant business growth in the coming years. This requires adapting to rapidly changing customer needs, digital advancements, and regulatory requirements. Transforming our technology stack, centered around our core and digital banking platform, is crucial to meeting these objectives. With Infosys Finacle, we have a proven transformation partner and a next-generation banking platform to address the evolving needs of our business, customers, and regulatory ecosystem.

Melos Sulicich, Chief Executive Officer, Bank of Sydney

Insights

  • Client Insight
  • Gen AI in Banking
  • Digital Ecosystems
  • Inspiring Better Banking
  • Corporate Banking
Innovation Talk with First Bank of Nigeria
In this engaging interview with Rajashekara V Maiya, First Bank of Nigeria’s Group Executive, Callistus Obetta, shares key banking and technology trends shaping the Nigerian market. He discusses First Bank’s strategic priorities, the transformative role of cloud technology, and how banks can leverage cloud and AI for innovation.
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Generative AI in Banking
Set to bring further change and disruption to an industry in transformation
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Digital Business Ecosystems are Reshaping Commercial Banking
In this constantly evolving terrain, digital business ecosystems are actively reshaping the commercial banking industry, offering a dual spectrum of challen...
Inspiring Better Banking: Decoding Sandwich Economics
Dive into the realm of disruptive economics in this riveting video interview featuring Puneet Chhahira, Head of Product Management and Marketing at Infosys....
Scaling Business Model Innovation
Driving business model innovation is a complex and overwhelming process, as an industry leader.
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